Do you need better credit to buy a home?

Posting ID : A1068468279
Date Posted : 2015-08-18
Category : Apts Housing For Rent

Have you been recently turned down for a mortgage or are afraid of applying for a mortgage due to a low credit score? Your Loan Whisperer can help!

My name is John Haydin, and I am a Senior Mortgage Advisor with Waterstone Mortgage, southeast Wisconsin's largest mortgage lender for the past 5 years*. There are many financing options out there for homebuyers with less-than-perfect credit, and I can help you navigate your way toward home ownership.


That you may qualify for a conventional mortgage even with a low credit score?
That if your credit score is 600 or higher, you may qualify for an FHA loan with a down payment as low as 3.5%?
That if your credit score is 640 or higher, you may not even need a down payment?

If you didn't know this, you should give me a call today.

I'm an experienced mortgage professional and am looking to help applicants with less-than-perfect credit. I will work with you to improve your credit score and help you qualify for a home loan at the best possible interest rate and with little to no down payment. If you feel you fit this profile, I urge you to call or email me today.

If you already have a mortgage and would benefit from lowering your interest rate (or if you know someone else who would), I can also help you find a refinance program to meet your needs.

Contact Your Loan Whisperer for your FREE mortgage consultation today!

John Haydin, NMLS #260895
Sr. Mortgage Advisor
Waterstone Mortgage Corporation
N96 W17695 Riversbend Circle Ste. 104
Germantown, WI 53022



"The entire transaction from beginning was handle professionally. Contact with both John and Laura was as close to instantaneous as humanly possible. I was kept update at all times. John's knowledge of FICO scores and improving them is unmatched by an attorney I've ever spoken to.

Least you think this is too glowing, think again. I normally refuse to write/answer them, unless the service is truly exceptional. Most surveys are a was of time since management looks at overall results instead of trying to remedy or improve. If these people ran the government, it would be far more efficient." - Mike M 08/06/2015

"John was referred to me by my Realtor. I came to John with a unique circumstance and he was literally my last hope to obtain a secured loan for my home. Not only did John pull a bunny out of a hat for me with my circumstance, he made sure he was there throughout the whole process, his team was always in contact with me so I wasnt out of the loop and ensured everything carried through to closing. I would recommend John in a heartbeat to anyone seeking mortgage counseling services, has any questions and he also is a credit restoration expert :) Thanks so much for your services John!!" -Zillow 07/28/15

"John is a dream come true type of lender. I approached him with a tough financing deal after my credit union said they could not help me. He spent a ton of time and walked me to the lender who could. He could not help me with his conventional mortgage product, but he got me to the very best who could. Not only all of this--he helped me repair my credit score in one month by 100 points. What a great person. I credit him for making all the difference in my securing a loan. Milwaukee has a gem in John." -Zillow 07/06/15

*As published in the Milwaukee Business Journal -- January 31, 2014

Equal Housing Lender. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). State of Wisconsin Licensee Exempt.

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